Shopping for Health Insurance

This week our television was finally fixed. So, it was down and out for a whole month. As I mentioned before, this does not bode well for us buying a Mitsubishi ever again. Another company had to come out and fix the problem that the other company couldn’t diagnose. This time it worked. Jennifer is glad to finally have a television down stairs. She was having to wait until after the girls went to bed and sneak up and watch their television at night.

One thing that you miss when you go back to working for a small company is really good health insurance. The company I’m working for now is pretty small, only about 60 employees, and as such, the monthly charge on their health insurance was quite high. Because of this, I shopped around and found one that we are going to try out. It continues to be with UnitedHealthcare, which is the provider we had for EA. We had to go with them because they have doctors both in Florida and Texas. We really don’t go to the doctor that much, so this one has a low monthly cost, but you have to pay for the visits in full up to the deductible. I played around with some scenarios and this one ended up being the best for our average case. We figure if it ends up costing more than we expected, we could just switch next year. The difference between the monthly savings and deducible are within a few hundred dollars, so I figured it was a safer bet to go with this insurance. We’ll see.

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